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Whether you’re a Facebook user, a privacy wonk, or both, you’re likely aware of the social network’s settlement with the Federal Trade Commission, announced this week.

Under terms of the settlement, Facebook must now get users’ permission before it changes the way their personal information is shared. The social network also agreed to submit to privacy audits every two years for the next 20 years. Read The New York Times’ coverage of the settlement for a more in-depth explanation of the agreement.

The settlement shows why it’s so important for companies to build privacy best practices into their business, preferably before the government orders them to do so. This concept—Privacy by Design—was first developed by Dr. Ann Cavoukian, information and privacy commissioner for Ontario, Canada. If Facebook had adopted these practices years ago, it could have avoided run-ins with U.S. and E.U. regulators.

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Tags: Settlement, Settlement Means

If you have been involved in a law suit or may need to file one for any reason at all, you may be wondering about a structured settlement and how it woks. A structured settlement is essentially a structured payment system whereby the claimant receives regularly scheduled payments as opposed to one lump sum of money.

One of the benefits of a structured settlement versus a lump sum payout is the guarantee of funds lasting over a lifetime for the plaintiff. Studies have shown that lump sum payouts are typically exhausted after just a five year time period leaving the claimant with no future funds to support themselves. In cases of personal injury and disability, this can be detrimental to the life style of the individual. Structured settlements offer guaranteed funds and income stability as well as being an excellent investment vehicle.

A structured settlement can also be viewed as an investment vehicle as the payments receive several different tax benefits.

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Tags: Settlement, Structured Settlement

Debt settlement is a process by which consumers can make negotiation with their creditor to reduce the amount of their total debt. By that the consumers can mange to lower down the actual balance which consider as full payment. If you find it difficult to clear all your debt by making monthly payments then debt settlement could be an excellent option for you. There are numerous avenues that might help you in debt settlement. By using the valuable advice of various free online websites you can arrange your own debt settlement. Apart from that there are also some other options available in the market such as you might hire a legal representative to help you or else might take help from a debt settlement company. But many people have found it difficult to locate a legitimate and respected debt settlement company. Read full article…

Tags: Debt Settlement, Settlement