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More Illinois students are being forced to take out expensive loans to pay for college, and it’s putting a financial strain on their families.

A rapid increase in applications for financial aid has caused the state to run out of funds early, according to the Chicago Tribune. While 140,000 applicants are expected to receive aid, an equal number of eligible students will be turned down.

The problem isn’t exclusive to Illinois. In fact, some are calling student loans the next big debt bubble.

In a recent survey, more than 80 percent of bankruptcy lawyers say they’ve seen an increase in clients looking for help with school loans. Our Chicago bankruptcy attorneys certainly have.

Unfortunately, bankruptcy can rarely eliminate student debts because of a 2005 bankruptcy law reform.

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Tags: Financial Aid, Student

Even with online application, there are some lenders who require their applicants to fax some documents like pay slip and some personal financial statements among others. With faxless cash advance, you don’t need to worry about this as the lenders will not involve you in such a process. However, opting for this type of funding will cost you more and it is advisable to result to it only when you are out of options.

Why apply for faxless cash advance?

Easy requirements- generally, cash advance is meant to help people make it to their next payday and one is supposed to settle this once the paycheck is in. Since the lenders are sure of getting full repayments on payday, they place very few requirements on the loan. In fact, they only confirm that the borrower is really employed with a regular income, he holds an active checking account and that he has over eighteen years of age.

No security- with this advance, you don’t need to undergo frustrations of finding a cosigner or some valuable asset that you can pledge as collateral. One Read full article…

Tags: bad credit personal loan

Gasoline prices differ substantially across different parts of the United States. For example, the average price in Illinois is currently 70 cents/gallon higher than that in Wyoming, and California motorists pay 86 cents/gallon more than the folks in Wyoming. Why is that?

The biggest single factor is taxes. The tax on a gallon of gasoline in Illinois is 25 cents higher than in Wyoming, while the California tax is 35 cents higher.

But that still leaves 45 cents of the Illinois premium and 51 cents of the California premium unexplained. Political Calculations has created a map of average gasoline prices once you subtract out taxes. (His original map, like that from GasBuddy above, also has a nice mouse-over feature if you want to see more details).

Another minor factor in the price differential is differences in the gasoline itself.

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Tags: Gasoline Prices, Gasoline Prices Differ, Prices Differ, States

California nursing home inspectors fall short in following up on their own investigative findings, possibly enabling sustained neglect or lax practices that can injure residents, according to a new federal report.

The Department of Health and Human Services’ Office of Inspector General, which oversees Medicare and Medicaid, identified shortcomings by the California Department of Public Health, which inspects the state’s 1,150 nursing homes.

The report is the second in a series of federal examinations of California nursing home oversight. One review examines a case that limited federal overseers’ ability to take action after inspectors discovered that maggots were coming out of a resident’s ear.

The Department of Public Health is charged with enforcing both state and federal regulations that govern nursing homes. Both state and federal overseers have different sets of rules, fines and sanctions they can levy on nursing homes with violations.

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Tags: Neglect, Nursing Home

Now, this is the best card to save money on gas alone. Im focusing on one aspect, and if you have a long commute, saving money on gas might be your number one concern right now.Im not a mathematician (and anyone who knows me well can confirm this) so I took a very simple example and ran some numbers.

Lets say you spend $5,000 in a calendar year on gas. You get 5 points per $1 spent on gas purchases. So youll earn 25,000 points on gas purchases, which translates into $250. If you spend $1,000 within the first three months, you get 20,000 additional points. Thats worth $200 in rewards. Just for fun, lets add that to the $250 you save on gas purchases.

This is a rewards points card so its not asstraightforwardas cash back cards, where you get a credit on your statement or a check in the mail.

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Tags: Now, Right Now