Apr 16

Credit card issuer Chase recently launched the “British Airways Visa Signature® Card,” a fairly aggressive airline rewards credit card that comes with an astonishing 50,000 mile bonus upon your first purchase.

On top of that, it offers an additional 50,000 bonus miles if you spend $2,500 on the credit card during the first three months.

100,000 Mile Bonus

With the 100,000 miles in hand, you’ve got enough for two (2) transatlantic flights.

In other words, you can fly to Europe and back twice if you live in the United States, free of charge, less taxes, fees, and surcharges, which I suppose can add up.

You also earn 1.25 British Airways miles per $1 spent on standard purchases and 2.5 British Airways miles for each $1 in British Airways purchases.

Travel Together Ticket

Additionally, if you spend $30,000 in any single calendar year, you can earn a “Travel Together Ticket,” which is a companion airline ticket used in conjunction with the card member’s award flight.

The British Airways Visa Signature® Card also waives all foreign transaction fees, being one of the few credit cards to do so (Discover and Capital One offer similar credit cards).

And when you apply for the British Airways Visa Signature® Card, you are automatically enrolled in the British Airways Executive Club.

Alaska Airlines, American Airlines, Brussels Airlines, Cathay Pacific, Finnair, Iberia, Japan Airlines, LAN, Malev, Qantas and Royal Jordanian are partner airlines.

Annual Fee and Charges

The downsides to this card, aside from a lack of introductory 0% APR, are the annual membership fee of $95 and any fees and taxes that must be paid on flights, as they’re now fairly hefty.

Beware: A flight to Europe may have fees of a few hundred dollars…

But if you don’t carry balances and love to travel, this card does have the potential to save you quite a bit of money.

Tags: Airways Visa, Airways Visa Signature, Card, Visa Signature

Apr 15

The Lowest Price we could find is $18.00 $3.59

How do young people envision their occupational futures? What do teenagers feel about their schooling and after-school work, and how do these experiences affect their passage to adult work? These are the questions that psychologist Mihaly Csikszentmihalyi and sociologist Barbara Schneider posed in their five-year study of adolescents. The results provide an unprecedented window on societys future through which we can glimpse how todays youth are preparing themselves for the lives they will lead in the decades to come.


Review:

There are those who believe that, if they are not their kids they are not their concern. Just how wrong, even potentially destructive, a mindset is underscored by the data presented in becoming ADULT: How Teenagers Prepare for the World of Work. This book is of immeasurable value to all but most highly recommended for parents and those even remotely involved in the educational process.

Read full article…

Tags: Work

Apr 13

Of course it is. You have the right to address all creditor accounts through an audit and verification process scheduled throughout our 30-day intervals.  Every line item needs investigating first and foremost for the information needed for an audit validating the account as required by law under The Federal Credit Reporting Act (FCRA1987 revised 2004) and The Fair and Accuracy Credit Transaction Act of (FACT2004) to show that the account belongs to you and that the specific derogatory reference is entitled to remain. Once you get that out of the way and have dealt with the bad credit, any remaining accounts will need the same type of investigation, but towards the balances reflected, to include an audit of any additional fees and interest.  These investigations are conducted to ensure that the accounts conform to the established guidelines and statues of the Federal Fair Billing Act (FBCA1974 revised 2002).

If you have filed Bankruptcy to get rid of the bad debt then you also can exercise your rights to verify that information as being corrected too.  I

Read full article…

Tags: Credit, Credit Repair

Apr 10

“Do I need to file bankruptcy on inherited debt?”

In my twenty years as a bankruptcy lawyer, I’ve been asked about bankruptcy and inherited debt maybe four or five times.

Someone’s mother or father passed away, leaving nothing but credit card and medical bills.  What to do?  Does bankruptcy help?  Most people know that you don’t need to file bankruptcy–because you can’t inherit debt in America. I never thought I’d need to talk about it in my bankruptcy blog.

(Unless you were already a co-signer, collectors cannot come after you for the bills of your mother or father.   At least they shouldn’t.)

So I was surprised by a news release posted on the internet March 31, 2011.  Debt collector Phillips & Cohen brags about their leadership in collecting “deceased account recovery.”  Deceased account recovery?

Now if someone dies and leaves a probate estate, legitimate creditors should be paid.  That’s one of the things that Phillips & Co

Read full article…

Tags: Debt

Apr 08

Hey check this out, it is a way to get your mortgage paid for an entire year. By Mark Hachman

Adzookie, a free advertising network for mobile devices, said Tuesday that the company will pay your mortgage if it can paint your house with an ad for the service.

The site is taking applications at its PaintMyHouse site.

Like Adzookie itself, the promotion is an ad, explained Mark Oskorus, the company’s vice president of marketing. The budget for the promotion is just $100,000, some of which will be used up in painting the houses with advertising and then repainting them their original colors when the customer opts out or the promotion ends.

Depending on what happens and how much business it brings back to the site, the promotion may be extended, Oskorus explained.

Adzookie is just one of a growing number of mobile ad networks. On

Read full article…

Tags: Mortgage, Mortgage Ads

Page 26 of 86« First...1020...2425262728...405060...Last »